Installment Terms & Conditions

Bank Installments:

Installments are one of the payment methods available on gegroup.ae, allowing you to pay for your orders in easy monthly installments.

About Installments :

Gegroup.ae offers installment payments. You can pay for your order in easy monthly installments if you have an eligible credit card from one of the following banks or payment partners: ADCB, FAB, RAKBANK, CBI, Commercial Bank of Dubai, Mawarid Finance, Emirates NBD, Dubai Islamic Bank, Mashreq, Emirates Islamic, Arab Bank, Al Hilal, and HSBC.

Installment Plans Offered:

  • Minimum amount: AED 1,000
  •  

Checking Fees, Commissions, and Interest Rates :

Before finalizing your payment , it’s essential to review the current fees, commissions, and interest rates applicable to your selected bank’s installment plan. This information ensures you understand the financial terms associated with your purchase and allows you to make an informed decision. Please check the latest details at the checkout page to avoid any surprises and to manage your finances effectively.

Rak Bank
 Installment PlanInterest RateProcessing Fees
 6, 12 months0%AED 49
 24, 36 months1.49%AED 0
Comercial Bank OF Dubai Instalment Plan
 Installment PlanInterest RateProcessing Fees
 3 months0%1.5%
 6 months 2.5%
 6 months 3%
Emirate Nbd Bank Instalment Plan
 Installment PlanInterest RateProcessing Fees
 6, 12 months0%AED 49
 24, 36 months1.49%AED 0
Mashreq Bank instalment Plan
Installment Plan Interest Rate Processing Fees
3 months 0% 1%
6 months 2%
FAB BANK Instalment PLAN BUY NOW PAY LATER
 Installment PlanInterest RateProcessing Fees
 3 months0%1%
 6 months1.49%2%
Emirate Islamic Bank Instalmetn Plan
Installment Plan Interest Rate Processing Fees
3 months 0% 2%
6 months 2%
Stander Charded Bank Instalment PLan
Installment Plan Interest Rate Processing Fees
3, 6 months 0% 49 AED
12 months 98 AED
CBI Bank Instalment Plan
Installment Plan Interest Rate Processing Fees
3,6 and 12 months 0% 35 AED
Arab Bank Instalment Plan
Installment Plan Interest Rate Processing Fees
3, 6, 9, 12 months 0% 49 AED
ADCB Bank Instalment Plan Buy Now Pay Later
Installment Plan Interest Rate Processing Fees
3, 6 months 0% AED 50
HCBC Bank Instalment Plan
 Installment PlanInterest RateProcessing Fees
 3 months0%0 AED
 6 months0.99% 
 12 months0.79% 
 24 months0.69% 
 36 months0.69% 
Ajman Bank Instalment Plan Buy Now Pay Later
 Installment PlanInterest RateProcessing Fees
 

3, 6 months

9, 12 months

18, 24, 36 months

0%

For MasterCard Bright credit cards:

1.50%

·        1.25%

·        1.99%

   

For any other card:

0%
Comercial Bank OF Dubai Instalment Plan
 Installment PlanInterest RateProcessing Fees
 3 months0%1.5%
 6 months 2.5%
 6 months 3%
Al Hilal Bank Instalment Plan
 Installment PlanInterest RateProcessing Fees
 

3, 6 Months

0.33%

0%

 12 months0.25%0%
Dubai Islamic Bank Intalment Plan
 Installment PlanInterest RateProcessing Fees
 6 months0%

3% (0.5% each month)

 12 months 4.8% (0.4% each month)
Deem Bank Instalment Plan Buy Now Pay Later
 Installment PlanInterest RateProcessing Fees
 3 months0%1%
 6 months 2%
 12 months 3%
Mawarid Bank Instalment PLan
Installment Plan Interest Rate Processing Fees
6 months 0% 0%
Rak Bank
 Installment PlanInterest RateProcessing Fees
 6, 12 months0%AED 49
 24, 36 months1.49%AED 0

Installment Payment Eligibility Conditions :

Your credit card issuing bank reserves the right to approve or decline an order placed using an installment payment plan based on its eligibility criteria. If your installment payment plan is not approved, please contact your bank for further assistance. If your bank declines your installment payment plan, your gegroup.ae order will not be converted into an installment plan, and your credit card will be charged accordingly.

Repayment of Installments on Credit Card :

Upon completing your order on gegroup.ae, the full amount will be charged immediately to your credit card. If your installment payment plan is approved, your bank will convert the total charge into installments, a process that may take 3 to 10 business days depending on your bank’s procedures.

Your credit card’s available limit will be reduced by the total order amount. For instance, if your credit limit is AED 6,000 and you opt for a 3-month installment plan with a total order value of AED 2,500, your bank will reserve AED 2,500 on your account, reducing your available credit to AED 3,500. As you make monthly installment payments, your credit limit will be adjusted accordingly.

Installment Cancellation :

If you cancel or return an order purchased using an installment repayment plan within 3 business days, gegroup.ae will refund the entire purchase amount within 5 to 15 business days. The installment repayment plan will be cancelled, and no bank processing fee will be charged.

If the installment plan is cancelled more than 3 business days after placing your order, your bank may charge a processing fee. Gegroup.ae will refund the full purchase amount within 5 to 15 business days. You should then contact your bank for details regarding any changes to the installment plan on your credit card or for foreclosure inquiries.

Best Electronics Items Installment Plans in Dubai :

Explore flexible installment plans for electronics items in Dubai with gegroup.ae. Discover installment options for popular smartphones like the iPhone 15 Pro Max, iPhone 14 Pro Max, and mobiles from Samsung, Redmi, OnePlus, and Huawei. Our convenient iPhone Samsung and all smartphones installment plans ensure you can manage your purchases effortlessly. Whether you’re looking for the latest mobile or other electronic gadgets, gegroup.ae offers seamless payment solutions to suit your budget and preferences.